Connect your books
Import overdue invoices from QuickBooks, or upload a spreadsheet from any accounting system. Nothing goes out before you review it.
Your Automated Accounts Receivable Employee
Hire an automated A/R employee in 2 minutes.
Instead of paying $45,000/yr for a full-time A/R clerk, Inflow works your open 30/60/90-day invoices every morning — texting and emailing customers in your company’s name, setting up payment plans, and reconciling QuickBooks automatically.
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$0 upfront to start · Works 24/7 in your company’s name · Syncs with QuickBooks or CSV in 60 seconds.
Live A/R Employee Test · No Login Required
Test Your A/R Employee on 1 Invoice
See the exact follow-up text and 1-click ACH / 3-Payment Split checkout page your automated A/R employee sends:
59% of small businesses have invoices 30+ days overdue. They’re owed $17,700 on average. QuickBooks Small Business Late Payments Report, 2026
Email
Text
One-tap pay
QuickBooks
From overdue to handled
Turn it on. Follow-up starts.
No new spreadsheet. No awkward calls. Inflow works the invoice from first reminder through payment, while you keep the customer relationship.
Approve your voice
See the exact email and text your customer gets — in your business’s name, from your number.
Get the paid alert
Inflow follows up, handles everyday replies, and offers payment plans. You get the alert when money lands.
AI that stays in its lane
Human enough to get a reply. Controlled enough to trust.
AI handles the wording and context. Deterministic rules control balances, due dates, links, and payment-plan math.
Your name. Your tone.
Every message sounds like a capable member of your office, not a third-party collector.
Clear boundaries.
Amounts and payment options come from your books. Disputes pause automatically for your review.
Email and text, together.
The channel changes. The conversation and history stay in one place.
Blue Ridge HVAC
Your updateMaria agreed to 3 payments. First payment is due Friday. I’ll follow up if it’s missed.
For business owners
Stop being the person who has to ask.
Your customers hear from your business, in your voice. You stay informed without living in the follow-up.
- See and pause any invoice at any time
- Get a plain-English brief, not another inbox
- Inflow is paid only from money it recovers
An overdue invoice we collect · 8% tier (up to 60 days late)
SettledYou pay only when we collect
Your business · 92%
Inflow fee · 8%
Invoices your customers pay on their own cost nothing. No monthly subscription. The fee is set by how overdue the invoice is when it’s paid — 8%, 12%, 15%, or 20%. On card payments the card processor’s fee comes out of your share; bank payments have none.
For accountants and bookkeepers
Turn overdue A/R into a service clients feel.
Prepare the setup for a client, invite the owner to authorize it, then see recovery across your portfolio from one place.
- Prepare clients from the books you already manage
- Owners verify their number and authorize activation
- Earn 3% of every dollar recovered — paid from the client’s success fee, never charged on top
Create partner account
Already a partner firm? Sign in to partner portal →
Multi-client oversight
ActiveClient recovery roster
Client A · HVACWorking
Client B · FreightWorking
Client C · TradesSetup
Prepare the work. The business owner completes number verification and authorization.
Performance pricing
From 8%
only on overdue invoices we collect. No monthly fees. Invoices your customers pay on their own cost nothing. The rate is set by how overdue the invoice is when it’s paid:
| Up to 60 days overdue | 8% |
| 61–90 days overdue | 12% |
| 91–119 days overdue | 15% |
| 120+ days overdue | 20% |
If your accountant referred you, they earn 3% of what we collect — paid from our fee, never added to your bill. On card payments the card processor’s fee comes out of your share; bank payments have no processing fee.
Get started freeQuestions, answered plainly
Is Inflow a collection agency?
No. Inflow works your overdue invoices in your business’s name and voice — follow-up on your own receivables, never third-party debt collection.
What does the AI actually do?
It understands everyday replies and drafts concise, on-brand follow-up. It does not invent balances, dates, fees, or payment-plan math; those come from controlled business rules.
How does Inflow handle texting compliance?
Inflow is designed to follow up on your own invoices under your business’s name and number, with opt-outs, approved messaging, and automatic pauses for disputes. Live outreach requires registered numbers and production compliance checks.
Can I control who gets contacted?
Yes. You review imported invoices before activation and can pause any invoice whenever you need to.
How do accounting firms set up clients?
The firm prepares the books, invoices, exclusions, and tone. The business owner then verifies the sending number and authorizes activation through a secure invite.
Do I need QuickBooks?
No. If you use QuickBooks Online, connect it and Inflow reads your overdue invoices automatically. On Xero, FreshBooks, Sage, Wave or anything else, export your open invoices as a spreadsheet (CSV) and upload it — you see exactly what will be imported before anything is saved.
Does the demo move real money?
No. The demo runs on sample data — try it here. It shows the workflow without sending real customer messages or moving real funds.